Lessons in money management and savings for children
All students of classes I to XII studying in government or provincialised educational institutes in Assam must have bank accounts by November 30.
The initiative has been taken by the Assam government to train schoolchildren to manage finances and inculcate good savings habits.
Mission Director of Samagraa Siksha, Assam B. Kalyan Chakravarthy, has written to the inspectors of schools and district elementary education officers, asking them to ensure COVID-safety measures are followed while opening bank accounts.
According to the modalities prepared by the Assam Education department,
The bank accounts can be opened by legal guardians of the students either on behalf of the minor or jointly with the minor. The guardians can operate the accounts for minors below 10 years. Older students can operate their accounts on their own. Students will be asked to open the accounts at the nearest accessible branches of any nationalised/scheduled commercial banks with core banking facilities. All such accounts will have zero-balance benefit.
Banks have been asked to offer accidental benefits to students who have opened their accounts under this initiative. Other features will include internet banking, mobile-banking service, free debit card and joint account holder facility.
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